H-D Insurance

Affordable insurance 
coverage from the 
name you trust.

Harley-Davidson® Insurance is quality, affordable motorcycle insurance, backed by quality service and support. A wide range of coverage options are available, designed with the unique concerns of motorcycle riders in mind. Our licensed agents know H-D® motorcycles and will help tailor a policy to your needs with fast, accurate quoting to get you immediate coverage and onto the road.

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Check out these benefits

Icon Checkmark Coverages for a variety of motorcycle types Icon Checkmark $1,000 optional equipment included1 Icon Checkmark Money saving discounts available Icon Checkmark H-D® genuine parts + accessories replaced with 
H-D® genuine parts for all repairs
H-D Rider Smiling
Medicine Kit Bodily Injury Liability Motorcycle Bike Replacement Cost Two Wrenches Collision Coverage Shield with Checkmark Comprehensive Coverage Two Helmets Guest Passenger Liability Medical Form Medical Expense Coverage
Motorcycle Helmet Optional Equipment Coverage Muffler Optional Equipment Replacement Cost Tow Truck Roadside Assistance First Aid Sign Uninsured Motorist Bodily Injury First aid Form Underinsured Motorist Bodily Injury Road and Mountains Vacation Rental Coverage Get a quote

Insurance Coverages2

Coverages that make a difference

With H-D™ Insurance, you can choose from a wide range of coverages to find the best policy and the very best protection available for your motorcycle.

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you can save in multiple ways

Harley-Davidson Insurance Services provides the best motorcycle insurance for your ride, and offers a wide range of money-saving discounts on our already competitive rates.

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Lock Anti-Theft Two Wrenches and Lock Bundled Protection Percentage Burst Claim-Free Renewal Motorcycle Vest Experienced Rider H-D Riding Academy Logo H-D™ Riding Academy
H.O.G. Logo H.O.G.® Member House Home Ownership American Flag Military and Law Enforcement Motorcycle New Bike Several Dollars Prompt Payer Get a quote

Rental Coverages

Never miss a minute on the open road

H-D™ Insurance offers optional Rental Reimbursement Coverage and Vacation Rental Coverage in its policies so you’ll never be without a ride!
And don’t forget that rider groups, including Club EagleRider members and H.O.G.® members, receive a discount on their H-D™ Insurance.3

Severla Dollars Rental reimbursement
Road and mountains Vacation Rental
EagleRider Logo The exclusive U.S. provider of rentals and
tours for Harley-Davidson® Motor Company.
Get your motorcycle insurance from the people that know motorcycles.
We’re ready to ride—are you?
Visit or call 866.801.9186 for a quote today! Get a quote

Motorcycle Insurance FAQs

You've got questions, we've got answers!

Where can I get even more information on H-D™ Insurance? Visit h-dinsurance.com for more details, history, and contact resources, or call 866.801.9186 to get a quote from a licensed agent.
How can I make a claim on my bike under my current H-D™ Insurance policy? Please contact Harley-Davidson Insurance Services first. Their H-D™ Insurance motorcycle claims specialists are standing by to facilitate a seamless claims process and assist with everything from roadside assistance to scheduling repairs. You can file a claim online or call the H-D™ Insurance Claims Hotline at 800.242.2464. They will provide instructions as to when to come into the dealership.
How can I make a payment on my H-D™ Insurance policy? You can pay by phone by calling Harley-Davidson Insurance Services at 800.242.2464, or online by using their secure site.
I have a question not covered here—are there more FAQs available? There sure are! See our general FAQs, or you can learn even more by reviewing our coverage FAQs or discounts FAQs.

1 Amount may vary by state; contact Harley-Davidson Insurance for details.

2 Coverages and requirements vary by state.

3 Not available in CA, NY or TN. Limit one Rider Group Discount per policy.

Quote provided through Harley-Davidson Insurance Services, Inc., a Nevada domiciled insurance agency (NV#5597). Harley-Davidson Insurance Services insurance products are underwritten, and claims are handled, by a member of the Sentry Insurance Group, Stevens Point, WI. Policies, coverages, benefits, and discounts are not available in all states. See policy for complete coverage details.

©2021 H-D, all rights reserved. Harley-Davidson, H-D, HD, Harley, the Bar & Shield logo, Harley Chrome and MotorClothes are among the trademarks of H-D U.S.A., LLC.